Portrait No. 001
Gwyneth Borden
Founder & CO
Remynt
Raised — $2.35M
Remynt, a digital collections partner for financial institutions, transforms debt recovery by putting financial wellness first—leveraging AI, omnichannel engagement, embedded financial literacy, flexible self-repayment, credit rebuilding, and personal finance tools to boost recoveries while guiding consumers toward lasting financial resilience.
In her words
“My company is the culmination of my life experience - both personal and professional - and the desire to make an impact at scale in an area that deeply impacts financial health.”
Chapter I
The toughest challenges you've faced as a founder.
I come from a non-traditional background, having worked in the public, private, and nonprofit sectors, primarily in government affairs, so I didn't have the traditional network or experience to rely on in creating this company. And I am a middle-aged black woman who started a fintech company in 2022, just as the zero-interest-rate environment ended and investors became weary of consumer fintechs. Funding in fintech fell to a 10-year low, and the goalposts for what it meant to be pre-seed shifted. I struggled to fundraise, surviving from early success in winning pitch competitions that provided capital. During my journey, I was also a caretaker for my mother with Alzheimer's. I finally found an anchor VC who was willing to lead a round that helped me close $1M and get into the market. Now we've raised over $2M (in total), and are in the market, and count credit unions and community banks among our customers.
Chapter II
Your vision.
Remynt is transforming a broken debt collection system into one focused on financial resilience. By building an empathetic, customer-centric platform that aligns incentives around recovery (not punishment), Remynt drives measurable social impact while modernizing a massive, underserved part of the financial ecosystem. Remynt goes beyond mere collection by integrating embedded financial literacy (micro-lessons) and offering Financial Management Tools (budgeting, alerts, debt management plans). We offer a supportive Discord community with financial therapists provides a judgment-free environment, addressing the psychological and emotional issues related to debt. Remynt is actively establishing \"credit recovery\" as a new, distinct category within the financial system, moving beyond debt collection toward holistic financial rejuvenation.
Chapter III
The impact you want to leave behind — for your industry, your community, and the women who come next.
The company aims to create a lasting, positive social impact by empowering and serving vulnerable populations, through changing an industry that has little regard for those they serve. This is important because debt collection disproportionately impacts. Gen Z, low-income individuals, and BIPOC consumers, who are disproportionately affected by poor financial health. We want to eliminate the fear and shame practices around the industry in usher in talking about money and debt. The entire company is built on the founder, on my own personal experience of overcoming delinquent debt and the realization that the system lacked flexibility and compassion. The company seeks to institutionalize this empathetic, redemptive approach at scale.